Connect your bank to find what's fair
We'll only see what you tick. You can withdraw anytime.
Who's asking — and how this is regulated
Two organisations are involved. Both are bound by the Consumer Data Right (CDR) — the law that lets you safely share bank data.
Adatree Pty Ltd
The company allowed by the regulator to receive your bank data. Accreditation ID ADRBNK000071.
FairGo Pty Ltd
Acts under Adatree's accreditation. Bound by the same protections and the same rules.
FairGo asked Adatree to act as the accredited "data recipient". Adatree handles the bank-side authorisation. We act under their accreditation, with the same protections.
What does this mean?
What you're sharing
Tick what you want to share. We've turned on the bare minimum we need for fee-anomaly checking. You can turn on more if you want to.
To show your fee-bearing accounts and recent balance history.
Why we want this
To find unfair fees, anomalies, and missed refunds.
Why we want this
Fee anomaly detection requires Transaction history. Toggle on to enable.
To compare your product against the public CDR product reference data.
Why we want this
Used as the letter header on any complaint we send.
Why we want this
Only relevant if you're disputing a direct debit.
Why we want this
Separate consent if you have a credit card with Westpac.
Why we want this
Why we need this — and for how long
One purpose. One time window. Then it's deleted unless you say otherwise.
Purpose of this consent
Investigate possible fee overcharging on Westpac Smart Access account.
We use this only for the purpose above. We'll delete it when consent ends.
After you click "Authorise", you'll be sent to Westpac's CDR consent screen to sign in with your usual bank login. You'll come straight back to FairGo when you're done. We never see your bank password.